At FINANCE, we offer a comprehensive range of financial services designed to help you achieve your financial goals. Our experienced team of financial advisors will work with you to understand your unique needs and develop a personalized plan to help you succeed.
We offer a wide range of Financial Consultancy Services that are specifically designed to meet your various financial requirements. From offering flexible credit lines for revolving credit to providing secure mortgage services and enhancing corporate financial strategies, and providing specific commercial banking options, we’ve all to offer.
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Read MoreReusable Credit: Borrow and repay funds as needed, up to the credit limit.
Flexible Repayment: Repay the borrowed amount at your own pace, or make minimum payments.
Ongoing Access: Access the credit line as needed, without reapplying.
Variable Interest Rate: Interest rates may vary based on market conditions or creditworthiness.
Fees and Charges: May include annual fees, late payment fees, or other charges.
Types of Revolving Credit Lines:Personal Line of Credit: For individual use.
Business Line of Credit: For business use.
Home Equity Line of Credit (HELOC): Secured by home equity.
Credit Card: A type of revolving credit with a credit limit.
To qualify for a revolving credit line, you'll typically need to meet creditworthiness requirements, such as a good credit score, stable income, and a low debt-to-income ratio.
Reusable Credit: Borrow and repay funds as needed, up to the credit limit.
Fixed-Rate Mortgage: Fixed interest rate for the life of the loan.
Adjustable-Rate Mortgage (ARM): Interest rate may change periodically.
Government-Backed Mortgage: Insured by government agencies, such as FHA or VA.
Conventional Mortgage: Not insured by the government.
Jumbo Mortgage: Loan amount exceeds conventional limits.
Interest-Only Mortgage: Payments cover interest only for a set period.
Key Components:Loan Amount: Amount borrowed from the lender.
Interest Rate: Percentage of the loan amount charged as interest.
Term: Length of time to repay the loan, typically 15 or 30 years.
Collateral: The home serves as security for the loan.
Down Payment: Portion of the purchase price paid upfront.
To qualify for a revolving credit line, you'll typically need to meet creditworthiness requirements, such as a good credit score, stable income, and a low debt-to-income ratio.
Invoice Payment: Payment made after receiving an invoice from the supplier.
Purchase Order Payment: Payment made based on a purchase order issued to the supplier.
Contract Payment: Payment made according to a contract or agreement with the supplier.
Supplier Payment Terms:Net 30: Payment due within 30 days of invoice date.
Net 60: Payment due within 60 days of invoice date.
COD (Cash on Delivery): Payment made upon delivery of goods.
Progress Payment: Payment made in installments as work progresses.
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CEO
LP Group has been a game-changer for my financial journey. Their deep expertise and proactive guidance have transformed my financial outlook. They’re not just consultants; they’re partners in your financial success.”
Manager
“Choosing LP Group as my finance consultant was one of the best decisions I’ve made. Their deep knowledge, clear communication, and proactive approach set them apart. If you’re looking for a trustworthy partner in your financial.”
MD
“My finance consultant was one of the best decisions I’ve made. Their deep knowledge, clear communication, and proactive approach set them apart. If you’re looking for a trustworthy partner in your financial.”
'Sougandhikam' Infopark,Ground Floor
business@lucidplus.com
+91 9964798993
FINANCE